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Wind mitigation is the implementation of certain building techniques in order to limit damage caused by intense wind.

A Few Facts About Windstorms and Wind Insurance

  • In 2006, Citizens Insurance, one of the largest property insurers in Florida, requested a 45% rate increase for wind insurance. Other insurers took similar actions.
  • In Florida, the portion of a homeowner’s premium covering wind damage can be up to 70% of the total, depending on location.
  • Wind mitigation benefits homeowners, private insurers, and all levels of government.

In summary, wind mitigation is a strategy designed to limit the amount of wind damage inflicted on a structure. Various incentives are in place to motivate homeowners to implement these enhancements, and qualified inspectors can determine which improvements are necessary.

Palm Harbor’s Wind Mitigation Inspection Services

As a homeowner in Palm Harbor, Pinellas County and around, you are entitled to certain premium reductions under state law for your windstorm insurance only if your home meets the mentioned criterias. However, acquiring these money saving reductions is not possible without a Wind Mitigation Inspection by a professional.

Not only hiring the Wind Mitigation Inspections saves you money, it also is beneficial is ensuring that your prospective home can sufficiently endure the storm damage. I inspect the home thoroughly and provide a detailed report of our findings. In order to do so, I would require access to verify roof to wall connections, roof deck attachments, roof covering , water resistance and more. Apart from the mentioned verifications I will also access roof shape, garage, lights, shutters and even windows.

A Four Point inspection is what usually happens and it covers the aspects of electrical, HVAC, plumbing and roof. As an InterNachi certified home inspector , the report you will receive will meet the parameters for you to apply it to the insurance companies. The report issued will also highlight the areas that need repairs and quick attention. Book your home inspection today and let me help you keep your family and home safe with my honest work.

How Wind Mitigation Inspections Save Your Money?

The only inspection that can drastically reduce the cost of your insurance policy is Wind Mitigation Inspection. The only inspection that can drastically reduce the cost of your insurance policy is Wind Mitigation Inspection. These inspections determine whether the property is strong and safe to withstand the force of nature. The safer the house is the lower are your insurance premiums. One might think that the points being covered during the inspection are of less importance but on the contrary they are the deciding factors which make sure you live in a safe house, protect your family and also pay less for the insurance.

The state of Florida offers great discounts and credits from the insurance companies which have cleared the required inspection process. Depending on the features of the property and the safety one can save from a few hundred dollars to thousands.

Why Choose us?

Buying a home is a single large investment that you make and I understand the anxiety it may cause. At Home Inspector Owl I have been raising the bar of inspections with my years of experience, professional training and an unparalleled dedication to provide detailed reports. My goal is to provide my clients clear, professional and concise information to make an informed decision. While purchasing a house may be an overwhelming process, I make sure that the property you invest in is strong and safe.

Our Promise:

  • Providing quality work as I value our clients and maintaining a long term relationship is of utmost importance.
  • Providing a detailed, accurate and complete review of the property.
  • As a certified InterNACHI professional, my work is concise and well versed.
  • Value for money. While cheaper is not always better and the kind of formal inspection that you will receive will be credential and worthwhile.

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The cost of Wind Mitigation Inspection ranges from about 75$ to about 150$. One might have concerns over the price but over the past couple of years the methods and forms of inspection have changed a lot. Due to this changed scenari, the Inspectors have to do a more thorough inspection of the attic space and navigate that inspection into areas of risk.

Wind Mitigation Inspections can be done by any authorized inspector who according to the Florida law meets its minimum qualification. In Florida that can be performed by qualified Florita- licensed home inspectors who have completed the InterNACHI’s wind mitigation course.

Home Inspector owl

Palm Harbor, Florida, United States

TEL : 727-776-4565

Working hours: Mon to Fri - 9 am to 9 pm

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